The Complete Guide to Medicare & Long Term Care Insurance

You've planned for retirement. You have Medicare. You think you're covered.

But here's the shocking truth: Medicare does NOT cover long-term care.

• 70% of people over age 65 will need long-term care at some point
• Average nursing home cost: $108,000/year
• Average assisted living cost: $60,000/year
• Average in-home care: $60,000/year
• Medicare covers only temporary skilled nursing (max 100 days)

Without proper planning, long-term care costs can wipe out your life savings in months.

This guide explains what Medicare covers (and doesn't), how Medicaid works for long-term care, and how long-term care insurance protects your assets and family.

A Comprehensive Educational Resource. Visit InsureUs.net for personalized long-term care insurance guidance.